How is deposit interest calculated?

Deposit interest is calculated using the compound interest formula: Balance = P × (1 + r/n)^(nt), where P is principal, r is annual rate, n is compounding frequency, and t is time in years.

What is compound interest?

Compound interest is interest calculated on both the initial principal and the accumulated interest from previous periods, allowing your savings to grow exponentially over time.

How does tax affect deposit income?

Tax reduces your net interest income. In Ukraine the rate is 19.5%, in Russia 13%. Our calculator automatically deducts the applicable tax based on your selected country.

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